Sunday, March 15, 2015

SIP and KIP

SIP and KIP

Systematic Investment Planning

Some prudent investors resort to Systematic Investment Planning which is nothing but  setting aside a fraction of the earnings EVERY MONTH and invest in equities .. 

Over the years (if the time frame is LONG ENOUGH) ( Warren Buffet says "time" and not the "timing" is the key to his success) the investments
grow  (beating the vagaries of stock market) into a mini-fortune. 

Compared to those who are NOT investing and spending away the money, or NOT investing sufficiently, these people are very smart.

However these materialistic fortune cannot be carried over with individuals as they negotiate DEATH.

THE SMARTEST lot, also invest in what I call KARMIC INVESTMENT PLANNING. These people allocate one portion of their earnings in SIP or Systematic Investment Planning and one portion of the earning in KIP or Karmic Investment Planning.

SIP takes care of the needs, in the future, in this lifetime
KIP takes care of the needs, in the future, in the subsequent lifetimes. The fortunes of KIP are ported across lifetimes...

Karmic Investment Planning  is setting aside a portion of the earnings , every month, and invest in the fulfillment of the basic/essential needs of the needy underprivileged strangers.

If I can borrow a phrase from "Financial Investments" sector,  KIP is a "FUTURE"s option with a Long Payback Period (cutting across lifetimes) , DERIVED from Current investments...  

Sleepless nights

If someone says "Sleepless Nights.. " don't jump into a conclusion that (s)he is "in love.."
it could, as well be, the person is working for an IT(ES) company offshore Center supporting Americas...

ஒரு பழமொழி

கிளி போல ஒரு பொண்டாட்டி இருந்தாலும் கொரங்கு மாதிரி ஒரு வெப்பாட்டி வெச்சுப்பாங்க ....
அப்படின்னு ஒரு பழமொழி இருக்கு ....
அது உண்மையில்
கிளி போல் ஒரு பொண்டாட்டி இருந்தால் கொரங்கு மாதிரி இருந்தாலும் ஒரு வெப்பாட்டி வெச்சுப்பாங்க..
என்று இருந்திருக்க வேண்டுமென்று நினைக்கிறேன்.
கிளி பழத்தை அலகால் கொத்துவது போல சில மனைவியர் சொற்களால் கணவரை துளைப்பதால் இந்நிலை ஏற்பட்டு இப்பழமொழி தோன்றி இருக்க வேண்டும்

Thiruvalluvar

குழல் இனிது யாழ் இனிது என்பர்; தம்மக்கள்
மழலை சொல் கேளாதவர்
திருவள்ளுவர் சொன்னது


முள்ளும் கூர்கல்லும் குத்தும் என்பர் .. சினம்
வாய்ப்பட்ட தம் மனைவி சொல் கேளாதோர்
திருவள்ளுவர் சொல்ல மறந்தது

Saturday, November 30, 2013

Life and Test Cricket


Life and Test Cricket ...
A world Class batsman leaves the outgoing ball or the one flying outside his off stump so as to remain in the crease to hit an appropriate ball to the ropes or even a Single for that matter ..
It is not just about grabbing an opportunity ....
It is also surviving there to utilise the opportunities ...
Anger, Aimlessness, Lust...are the bad balls .. Let us leave them
to score the glorious runs .. Harmony, peace ,prosperity..
- Thought which came while tuning to Mahatria's infinipath today


Saturday, August 3, 2013

Science and Religion -

Human beings , Animals, Plants, inanimate things like water, mountain, sand.....  All are seperate entities..
Ask a Scientist ...  (S)He will say every single thing referred above are composed of  118 elements* of (periodic table)    
Ask a Physicist--  (S)He will say every single element referred above are made of a combination of  certain number of Protons Neutrons and Electrons..
and they are striving to establish a Grand Unification Theory pointing that even and protons and Neutron and Electrons are made of a still fundamental particle called Quark ...

Whenever people talk of multitudes of Demi-GODs in Sanadhana Dharma  I am always reminded of 118 elements
Three supreme GODS  Brahma Vishnu and Siva remind me of Protons Neutrons and Electron 
Quarks which are elusive to date remind me of  "Brahman"  ( no to be confused with Brahma, GOD of creation)






* http://answers.yahoo.com/question/index?qid=20111231120032AAhLQ4I

Sunday, October 7, 2012

Quote of Jesus Christ

When Jesus Christ said , " when someone hits you in your cheek, show the other cheek" probably he meant this ...

IN case if what you have done has angered the other person and hit you, create a context so that he comes and Kisses you in the other cheek..